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Individuals licensed as of June 30, 2009 must demonstrate they have completed 20 hours of state-approved education including 2 hours of Idaho state law* by December 31, 2009. If 20 hours of approved education is demonstrated, the Idaho Department of Finance will certify that the prelicense education requirement has been fulfilled. If you have already satisfied 20 hours of NMLSR-approved education in any state or have had your education certified by another state, you are required only to meet the additional two (2) hours of Idaho state law content approved education. ProSchools courses are approved by the Idaho Department of Finance. To verify your hours you must contact the Idaho Department of Finance.

Idaho Loan Originator Continuing Education 0 hours selected Title (click for details) Hours Format Price   Credit Scoring: Have You Made the Grade? 4 Online $49.00 Add to Cart Remove Truth in Lending Act: Tricky Trigger Terms 4 Online $49.00 Add to Cart Remove Federal Mortgage Lending Laws: Don't Get "Fed" Up 4 Online $49.00 Add to Cart Remove Idaho State Mortgage Laws* 2 Online $49.00 Add to Cart Remove

New Idaho Mortgage Lending Education Requirements

The passage of the Idaho SAFE Mortgage Licensing Act of 2009 has created new new licensing requirements. These new requirements affect existing and new licensees in the state of Idaho. The Idaho Department of Finance will issue "conditional" mortgage loan originator licenses following the receipt of a completed license application and fees. The license will be considered "conditional" until all of the following new licensing requirements are satisfied:

• Register with NMLS. Each individual required to be licensed as a loan originator must file a Form MU4 with the NMLS.
• Pass the National and Idaho components of the SAFE Mortgage Loan Originator Test. Each component of the exam must be passed with a score of 75% or higher. Individuals licensed by June 30, 2009 must pass the exams by December 31, 2010. Individuals licensed on or after July 1, 2009, must pass the exams by July 31, 2010.
• Complete 20 hours of education. The education must include a minimum of 2 hours of Idaho law, 3 hours of federal law and regulations, 3 hours of ethics, and 2 hours related to lending standards for nontraditional mortgage product marketplace.
• Make a Recovery Fund Payment.
• Be sponsored. Mortgage Loan Originators may not be sponsored by, or perform mortgage origination activities for more than Idaho Mortgage Broker/Lender licensee simultaneously.
• Pass a background check.
• Demonstrate financial responsibility.

Information you need to know before purchasing your continuing education courses

Course Completion Requirements: To receive a certificate of completion, you will need to clock a minimum of 4 hours per course. The computer will track the time you spend reading lessons, listening to the multimedia reviews, and responding to quiz questions. You will need to pass the quizzes and final exam with a score of 70% or better. All of our online courses allow to print out your certificate immediately upon successfully completing your course.

Hardware and Software Requirements: You should have a PC or Macintosh with at least a 200 Megahertz processor, minimum of 64 megabytes of RAM, and a monitor with a resolution of at least 800x600. You must have a reliable connection to the Internet with internet browser software. To access course material you will need Adobe Acrobat or Macromedia Flash which is available to download for free if needed.

Refund Information: There is no refund for Continuing Education courses offered by ProSchools.

For information regarding course subject matter. learning objectives and fees you may click on the title of any of our courses for complete information for each course.

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